SQKIKI Forever Blog

Finally, I saw the two digits amount show in my Virtual Money Inc Account yesterday. This was the first time I am successes added a United States Bank Account that could verified through their two-digit amount.

I just key in the two digit amount as per their requested and immediately are verified. Now I could debit and credit using the Virtual Money Card without problem. I should try for next withdraw to see how fast the transfer processing is.

I have changed the Virtual Money Inc Financial Institution in PayPal as per what I received two days ago. I just released that current processing is kind of different from previously I added the card. I think they have change the financial Institution that allows debiting money from VMI to PayPal account. As I already received the PayPal email regarding verification of Bank account by key in two digit of amount that they transfer to my VMI account.

I haven’t seen the amount in VMI account yet, estimated will appear within 4 – 5 days time. Let’s see if it really has that two digit amount in the account.

I totally forgot to changed the Virtual Money Card’s Direct Deposit information in my PayPal account. They has announced the changes of financial institution on 8 January 2008. But I totally forget about it.

I just transferred the PayPal money to VMI card 4 days ago, Lucky they still process my Direct Deposit transaction, else I might have to lose few bucks for the declined of payment already. OK, I just updated the bank information in my Paypal account. If you have not yet, then you better do it now.

Below is the information of Virtual Money Card Financial Institution.

Routing Number: 103102892
Financial Institution: Arkansas Valley State Bank

The Account Number remains the same:
Account Number: 8 + the last 9 digits of your card number.

Example: If your card number is 6278 9510 1234 5678
Your account number would be 8012345678

I found more problems with the fund I transferred from PayPal to Citibank Credit Card now. I am kind of fed up to follow up already, but what to do? I have already transferred the money, now is the time to do the necessary follow up.

So far I found the thing I have to follow is like below :-

1. actual processing for the excess payment to be refund to me has yet to confirm.
2. They deducted my Redemption points, I suspect they treat the fund I transferred from PayPal as the refund of Merchant charge.
3. They didn’t treat the PayPal as payment from customer, as they charge me late payment charges in the statement.

Anything else besides above listing? I am there are many that I do not know yet..

It’s a world of technology; every thing is just one click away. One can place order online and the next moment the product is at your door step. Like one can order airline tickets online and can pay with the help of credit card and the ticket is send to the required address. There are many company’s airline flight tickets available online. For online booking one need to go to required company website including allegiant airlines, West, Continental, Delta and so on, after entering the passenger information and credit card information, the ticket will be send to the required address. The emirates airlines provide whole range of services schedule online, booking can also be done online through credit card similar to airlines in usa.

There are many different merchant accounts out there but only a few are simply the best merchant services. There are so many credit card service companies that and a buisness that doesn’t accept credit cards is missing out on gaining the potental sales that there are in credit card sales.

After I called up Citibank Credit Card Center and request for the manual transfer of the excess payment to my home loan account, they only told me that they could not do this way. because they will took this as normal cash advance from credit card and will charge the 5%. KNN! That is too much, I am not going to pay for that.

Then, they said there is another solution to claim back the money, which is issue a check for me with the charges of RM2.15 and post to me. This solution sounds better than the 5% charges. I immediately request them to send me the excess payment check. And they have agreed to prepare the check and it will take 3 – 5 working days for arrival time.

But…………..story will be continuous again……

I HATE IT!