Archive for the 'Money Matters' Category

May 30 2008

Not Enough Fund To Start Own Business

Published by msaufong under Money Matters

I have a chat with friend few days ago. He is thinking to start his own business. However, he does not know what kind of business he should have now due to limited fund. I think this really a tough decide to make especially if he does not enough fund to invest into new business. To be his friend, I am trying to get more information and hope it could help him to build his own business.

I read the EcoQuest Intl business opportunities online. I am not sure will this really a good opportunity to make money or not as I am not interested in business like this. Anyway, I found there are some company like Best Finance Incorporated are helping people who want to start their own business but has no enough fund. I think this should be a good chance for who do not have enough fund to start their business.

One response so far

Apr 14 2008

Add Your Website To LinkXL - Part 2

Published by msaufong under Blogging, Money Matters

Sorry to keep you all waiting, here is the continue from Part one…


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Upload the plugin to your server and activate in the plugin management.

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Once you have activate the plugin it will show you the link to register the LinkXL system in your blog.

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Here is what you see when you click on the register link. You have to fill in the email and password registered in LinkCL website, choose a category and click register.

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You can either sell the text link ads in archive section, category section or individual post section.

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Go back to LinkXL website after you completed above step in your blog. Then click refresh button and it will show system configuration ok if you done the right thing.

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THE END!

2 responses so far

Apr 10 2008

Received 3 LinkXL Link Ads!

Published by msaufong under Blogging, Money Matters

HS asked me how many Context Text Link Ads have I received today. She reminds me to check the LinkXL website again. I never expert to receive offer so quickly, so I totally forget about it after installed the wordpress plugin.

I am very happy to tell HS, I received 3 ads link offers! The text links have auto included in my page, I do not have to add any code for it also. I am so happy to see the result. Althought the earning is quite low, but I could earn something without hassle. That just great!

One response so far

Apr 10 2008

Adsense Payment On Hold

Published by msaufong under Money Matters

I am very happy to received below email that replied by Adsense Team. It’s took less than 24 hours to get their reply, what fast response team. haha

Lucky I still able to claim back the Adsense payment that have been on hold due to no withdraw within 35 days after payment released. I am very worry after checked the adsense payment was not in Western Union anymore. Anyway, I am now waiting Adsense to release my payment again, and hopefully could get it as soon as possible.

Thanks for writing in. As you may know, your last Western Union payment
has expired since it was not picked up within 35 days. Your payments were
therefore placed on hold and the amount of that payment was credited back
to your AdSense account.

We’ve now removed the hold from your account, and you will be paid in the
next payment cycle possible. If you’ve written by the 15th of the month,
your next payment will be sent this month. If you’ve written after the
15th of the month, you’ll be eligible for payment next month.

For additional questions, I’d encourage you to visit the AdSense Help
Center ( http://www.google.com/adsense_help ) or the official AdSense blog
( http://adsense.blogspot.com?utm_source=txft ). Alternatively, feel free
to post your question on the AdSense Help Forum (
http://groups.google.com/group/adsense-help?utm_source=txft ).

Sincerely,

The Google AdSense Team

No responses yet

Apr 09 2008

Adsense Payment Not Found In Western Union

Published by msaufong under Money Matters

I just remember I have a payment from Adsense have not yet withdraw yesterday. So, I quickly printed out the earning statement yesterday and brought it to closer bank and thinking to get the money as soon as possible. After I reached CIMB bank filled up the Western Union Cash withdraw form and queue for few minutes. Suddenly the official told me could not find the payment code and also request me to fill in a security number. What security number they request? I never fill up any security number in last withdraw!

They already try to search for every number findable in the statement but could not find one that is able to track the payment. I have no choice to back without withdraw my USD and quickly email Adsense for more detail. Hope Adsense support will reply my message soon.

One response so far

Feb 12 2008

Claim Your BlogCharm Money Before March 31, 2008

Published by msaufong under Blogging, Money Matters

I just back from BlogCharm website and found it had closed since 01 January 2008. I read the news from Chooi Peng’s blog actually, then only headed to BlogCharm to see what happen. Below is what I seen on the site.


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No sure what happen to BlogCharm and cause it closed down, but lucky they still willing to pay bloggers who have eanred a minimum of US10.00. What you have to do is made a request for such payments through their site with valid and verified email address. And all the Payment requests will made up until March 31, 2008 within two weeks time to your PayPal address.

If you have earned more than US10.00 in BlogCharm, you better hurry up and claim your payment now!

One response so far

Dec 19 2007

Don’t Wait For Customer To Call

Published by msaufong under Money Matters

Stupid Citibank does not contact me regarding my application at all! I have been wait for almost 3 weeks, I am trying to be a patient customer. I am very disappointed with their customer services now. They are trying to let the customer forget about request or trying to delay the processing?

I called them today and the answer from them was the application of refund of excess credit card is not approved due to their don’t know what policy. KNN! Please call and inform customer no matter the application is approved or not! They are very unprofessional because of wait for customer to called and find the answer by ourself! I am consider to switch my Credit card company due to this kind of CS. Yeap..I have applied the HSBC Credit Card and will start to spend with HSBC CC rather than Citibank CC from now on!

No responses yet

Dec 08 2007

Siao! Pay Credit Card In Advance

Published by msaufong under Money Matters, shopping

I think I am better spend more money using the Citibank Credit Card, because I do not think they going to refund me the excess payment anymore. It is already 1 week plus after the day they called me and inform me have to investigate the extra payment come from. And I hear nothing from them since then, I am getting feed up to contact bank or all kind of customer services again. Never mind, I have to think positively now. At least I do not need to worry about the payment to credit card for this few months as I already pay all in advance. :lol:

One response so far

Dec 06 2007

No Reply After 1 Week Of Investigation

Published by msaufong under Money Matters

As per what I estimated, Citibank has no reply to me after almost a week of investigate of my credit card payment. I am very lazy to contact bank or credit card customer services anymore. They seen have right to do whatever that is so call necessary, and I am getting bore with their answer. Anyway, I would not withdraw my PayPal Fund to Credit Card anymore. Let’s see what should I do later.

No responses yet

Nov 29 2007

Can’t Transfer To Citibank Home Loan

Published by msaufong under Money Matters, PayPal

After I called up Citibank Credit Card Center and request for the manual transfer of the excess payment to my home loan account, they only told me that they could not do this way. because they will took this as normal cash advance from credit card and will charge the 5%. KNN! That is too much, I am not going to pay for that.

Then, they said there is another solution to claim back the money, which is issue a check for me with the charges of RM2.15 and post to me. This solution sounds better than the 5% charges. I immediately request them to send me the excess payment check. And they have agreed to prepare the check and it will take 3 – 5 working days for arrival time.

But…………..story will be continuous again……

I HATE IT!

No responses yet

Nov 29 2007

Another Not Accurate Information Provided By Bank CS

Published by msaufong under Money Matters

I like to do experiment on transfer fund from Paypal account to my credit card or debit card account. :lol: (The fact is I am trying to get the better exchange rate for the money)

Last two week, I called Citibank Loan official and inform them that I have an oversea bank account that will able to make payment to the visa credit card account, and asked them what could I do if I am over pay. According to them, I could apply for manual transfer of the excess payment which is after deducted the unbill transaction to my home loan account. I am very happy to heard that because that is the method I wanted badly.

But, it doesn’t work! After I transferred few patch of payment and have few thousand excess payment in the credit card account, called them up for the manual transfer. They told me cannot do that! KNN! I thought foreign Bank will provided accurate and right information for customer but how come they are same as the local bank that gave me different answer for the same question?!

No responses yet

Nov 28 2007

Will Consider Al Rahji Bank Card Again

Published by msaufong under Money Matters

Since I no longer use the PBB credit card, I wonder should I try the Al Rahji Bank Service again or not. I am kind of worry about the lost transaction again. I think I have no secure to their systems yet. Most of the news I got from other blogger are not stable. Some said the fund come in within 2 to 3 days time, but some complaint they haven’t get the fund after 2 to 3 weeks time.

I think I will just wait and see if they have any improvement of the transaction period. I hope they only take up to 7 days as per PayPal listed, then I will try to send another payment to test again.

One response so far

Nov 21 2007

Disappointed Public Bank Services

Published by msaufong under Money Matters

The more I dealing with bank the more I am hate it! I called up the Public Bank Card Services again to ask for my Debit card pin number status. I almost want to shout to them when I heard their answer. That is the worst bank system that I ever experienced! They Bank seem like all working in individual system and never connect each others.

I hate to talk with them anymore. I will cancel the card once I transfer out all the fund from the debit card account. I extremely disappointed with their system and services.

One response so far

Nov 21 2007

Extra Fund Credited?

Published by msaufong under Money Matters

I was so stupid just now. I extremely happy when Al Rahji Bank told me the paypal fund have been credited into my account. They told me there are 2 fund credited into my account which I can’t remember. I though I just withdrawn once, and dam happy thought I could get Free money.

I check the transaction in my paypal account and also credit card account then only found that payment was the one I withdrawn to my credit card account. How come they go into the Al Rahji Bank account rather than the credit card account? The detail showed in paypal is completed withdrawn to Credit card! *faint*

3 responses so far

Nov 21 2007

Finally The Fund Is In My Bank Account

Published by msaufong under Money Matters

I just received a call from Al Rahji Bank just now. I can’t believe that the paypal fund finally has credited into my bank account! A 35 days after the I transferred from Paypal, and it finally appear in my bank account. What a relief!

I don’t mind what was the exchange rate now, as long as the fund is in my account already the best. Thanks god!

One response so far

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