SQKIKI Forever Blog

I have forgotten that how long I have no watch TV program already. I always busy with my two daughters at home, or they always occupied the TV with their cartoon networks. I do not even have chance to touch the TV. Needless to say that I have chance to sit down and watch my favorite drama also.

Before gave birth to two baby girls. I like to watch as seen on tv infomercial products on TV when I was free. I like to discover new fun and useful thing, some of the products is very useful actually. Hw I wish I could be as free as previously, sit down and watch the TV program for 2 to 3 hours.

Since Christmas day is coming soon, I am thinking to teach my daughter the history of santa claus. I am sure she would be interested to know and learn about it. But, I think I have to find out and know more about the history first, because me not very sure the story I know is accurate or not. I am trying my best not to pass any wrong information to my daughter. I hope she will get everything that is real and accurate. Anyway, where to find the real story of history of Santa Claus? All the story I heard before is not look like real at all. haha

I would rather die if you ask me to do the research paper writing, thesis writing or even any custom essays writing. I never score a good result in those papers at school. However, I could have very good result if I found online custom writing services to help me prepare the essays. So, if you need help on all kind of writing paper, do ask for help from them. You might get better result than you ever know.

I found more problems with the fund I transferred from PayPal to Citibank Credit Card now. I am kind of fed up to follow up already, but what to do? I have already transferred the money, now is the time to do the necessary follow up.

So far I found the thing I have to follow is like below :-

1. actual processing for the excess payment to be refund to me has yet to confirm.
2. They deducted my Redemption points, I suspect they treat the fund I transferred from PayPal as the refund of Merchant charge.
3. They didn’t treat the PayPal as payment from customer, as they charge me late payment charges in the statement.

Anything else besides above listing? I am there are many that I do not know yet..

It’s a world of technology; every thing is just one click away. One can place order online and the next moment the product is at your door step. Like one can order airline tickets online and can pay with the help of credit card and the ticket is send to the required address. There are many company’s airline flight tickets available online. For online booking one need to go to required company website including allegiant airlines, West, Continental, Delta and so on, after entering the passenger information and credit card information, the ticket will be send to the required address. The emirates airlines provide whole range of services schedule online, booking can also be done online through credit card similar to airlines in usa.

There are many different merchant accounts out there but only a few are simply the best merchant services. There are so many credit card service companies that and a buisness that doesn’t accept credit cards is missing out on gaining the potental sales that there are in credit card sales.

I chat with Xilly and Lena in MSN this morning; we are busy to plan for the Christmas Tip. We thought we would able to book the hotel on Christmas Eve through online Hotel Reservations. However, the destination that we want to visit has fully book already. So now, we have to think for another destination again, which is kind of difficult to design which destination is suitable for family trip, plus fun for baby, toddler, children and parents.

Anyway, I think we could find some cheaper and nice destination for our trip at online Hotel Reservations, they have so many hotel to choice. We sure will get one.

After I called up Citibank Credit Card Center and request for the manual transfer of the excess payment to my home loan account, they only told me that they could not do this way. because they will took this as normal cash advance from credit card and will charge the 5%. KNN! That is too much, I am not going to pay for that.

Then, they said there is another solution to claim back the money, which is issue a check for me with the charges of RM2.15 and post to me. This solution sounds better than the 5% charges. I immediately request them to send me the excess payment check. And they have agreed to prepare the check and it will take 3 – 5 working days for arrival time.

But…………..story will be continuous again……

I HATE IT!

I was planning to withdraw the money from my PayPal Account and shop for Christmas gifts to SQ and Kiki actually, but now I am having problem of don’t know withdraw the money to which card account! Credit Card or Debit Card account?

Never mind I think I will shop first with my credit card and withdraw the money later. I found many new coupons from couponchief.com, it just right to use for my Christmas gifts shopping. The Old Navy coupons offer $5 for all delivery and the Collection ETC coupons offer Up to 65% Off on Bargain Hunter! That are what I need!

I like to do experiment on transfer fund from Paypal account to my credit card or debit card account. (The fact is I am trying to get the better exchange rate for the money)

Last two week, I called Citibank Loan official and inform them that I have an oversea bank account that will able to make payment to the visa credit card account, and asked them what could I do if I am over pay. According to them, I could apply for manual transfer of the excess payment which is after deducted the unbill transaction to my home loan account. I am very happy to heard that because that is the method I wanted badly.

But, it doesn’t work! After I transferred few patch of payment and have few thousand excess payment in the credit card account, called them up for the manual transfer. They told me cannot do that! KNN! I thought foreign Bank will provided accurate and right information for customer but how come they are same as the local bank that gave me different answer for the same question?!

There are many Discount Blinds available online now. You can easily get cheap and beautiful blinds to decorate your home without spend too much of money. Selectblinds.com is one of the online store have lots of blinds especially for you. You could find Wood Blinds, Faux Wood Blinds, Mini Blinds, Vertical Blinds and Shutters in the store without hassle. Oh yes, they have many window shades ad well, I am sure you will find something that is suitable for your new home.

Since I no longer use the PBB credit card, I wonder should I try the Al Rahji Bank Service again or not. I am kind of worry about the lost transaction again. I think I have no secure to their systems yet. Most of the news I got from other blogger are not stable. Some said the fund come in within 2 to 3 days time, but some complaint they haven’t get the fund after 2 to 3 weeks time.

I think I will just wait and see if they have any improvement of the transaction period. I hope they only take up to 7 days as per PayPal listed, then I will try to send another payment to test again.